$20,000 a Year Is How Much an Hour?
2026 tax year · Figures checked October 2, 2026
$20,000 a year is $9.62 an hour before taxes, working 40 hours a week for 52 weeks.
That's $1,666.67 a month, $769.23 every two weeks and $384.62 a week.
$20,000 a year by pay period
| Period | Gross pay | Based on |
|---|---|---|
| Hourly | $9.62 | yearly ÷ 2,080 hours |
| Daily | $76.92 | 8 hours |
| Weekly | $384.62 | yearly ÷ 52 |
| Every two weeks | $769.23 | yearly ÷ 26 |
| Twice a month | $833.33 | yearly ÷ 24 |
| Monthly | $1,666.67 | yearly ÷ 12 |
| Yearly | $20,000.00 |
Hourly rate on other schedules
| Hours | Per hour |
|---|---|
| 35 hours a week | $10.99 |
| 37.5 hours a week | $10.26 |
| 40 hours a week | $9.62 |
| 45 hours a week | $8.55 |
| 50 hours a week | $7.69 |
| 40 hours, 2 weeks unpaid | $10.00 |
Take-home pay on $20,000 a year
Take-home pay: $695.38 every two weeks
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $769.23 | $20,000.00 |
| Federal income tax | −$15.00 | −$390.00 |
| Social Security | −$47.69 | −$1,240.00 |
| Medicare | −$11.15 | −$290.00 |
| Take-home pay | $695.38 | $18,080.00 |
Federal taxes only: in the 9 states with no income tax on wages (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming), this is your take-home pay. Choose your state to include state taxes.
$20,000 a year after taxes in each state
| State | State taxes | Take-home a year |
|---|---|---|
| Alabama | $716 | $17,365 |
| Alaska | $100 | $17,980 |
| Arizona | $400 | $17,680 |
| Arkansas | $279 | $17,801 |
| California | $284 | $17,796 |
| Colorado | $726 | $17,354 |
| Connecticut | $140 | $17,940 |
| Delaware | $555 | $17,525 |
| District of Columbia | $156 | $17,924 |
| Florida | $0 | $18,080 |
| Georgia | $250 | $17,831 |
| Hawaii | $394 | $17,686 |
| Idaho | $207 | $17,873 |
| Illinois | $845 | $17,235 |
| Indiana | $561 | $17,520 |
| Iowa | $226 | $17,854 |
| Kansas | $376 | $17,704 |
| Kentucky | $582 | $17,498 |
| Louisiana | $220 | $17,860 |
| Maine | $207 | $17,873 |
| Maryland | $637 | $17,444 |
| Massachusetts | $796 | $17,285 |
| Michigan | $599 | $17,481 |
| Minnesota | $623 | $17,457 |
| Mississippi | $68 | $18,012 |
| Missouri | $57 | $18,023 |
| Montana | $183 | $17,897 |
| Nebraska | $423 | $17,657 |
| Nevada | $0 | $18,080 |
| New Hampshire | $0 | $18,080 |
| New Jersey | $454 | $17,626 |
| New Mexico | $289 | $17,791 |
| New York | $636 | $17,444 |
| North Carolina | $297 | $17,783 |
| North Dakota | $0 | $18,080 |
| Ohio | $310 | $17,770 |
| Oklahoma | $355 | $17,726 |
| Oregon | $1,282 | $16,798 |
| Pennsylvania | $628 | $17,452 |
| Rhode Island | $933 | $17,148 |
| South Carolina | $281 | $17,799 |
| South Dakota | $0 | $18,080 |
| Tennessee | $0 | $18,080 |
| Texas | $0 | $18,080 |
| Utah | $543 | $17,537 |
| Vermont | $380 | $17,700 |
| Virginia | $386 | $17,694 |
| Washington | $277 | $17,803 |
| West Virginia | $453 | $17,627 |
| Wisconsin | $471 | $17,609 |
| Wyoming | $0 | $18,080 |
Single filer, standard Form W-4. State taxes are income tax plus payroll deductions; local taxes are not included.
Nearby salaries
| Salary | Per hour |
|---|---|
| $21,000 a year | $10.10 |
| $22,000 a year | $10.58 |
| $23,000 a year | $11.06 |
| $24,000 a year | $11.54 |
Frequently asked questions
How much is $20,000 a year per hour?
$9.62 an hour, working 40 hours a week for 52 weeks (2,080 hours). At 45 hours a week it works out to $8.55 an hour, and at 50 hours $7.69.
How much is $20,000 a year after taxes?
About $18,080 a year, or $695.38 every two weeks, for a single filer after federal income tax, Social Security and Medicare (2026). State taxes lower it further in most states: take-home pay ranges from $16,798 in Oregon to $18,080 in 8 states, including Florida and Nevada.
How much is $20,000 a year a month?
$1,666.67 a month before taxes. After federal taxes, a single filer takes home about $1,506.67 a month.
How much is $20,000 a year per paycheck?
Paid every two weeks, each paycheck is $769.23 before taxes and about $695.38 after federal taxes. Paid twice a month, it's $833.33 before taxes.
How it's calculated
The hourly rate is the yearly salary ÷ 40 hours ÷ 52 weeks (2,080 paid hours). Federal income tax uses the IRS percentage method in Publication 15-T; Social Security and Medicare are 6.2% and 1.45% of wages.